Speakers

Annalee Moore is an accomplished business leader with over 35 years of experience in the insurance and wealth management space. She served for many years at Sun Life Financial, a leading international financial services organization, most recently as Assistant Vice-President, Business Management Distribution Services and previously as Assistant Vice-President, Insurance Business Development. Her previous tenures include leadership positions at Manulife Financial, Clarica Life Insurance and Mutual Life. Throughout her 11+ years career at Sun Life, she has led several teams focused on helping advisors and distribution partners in their efforts to grow sales, optimize processes and support large and complex cases.

In her position as Director, Large Case Support at Manulife Financial, she created a new team and developed new processes, roles and accountabilities across the organization to improve service, effectiveness and customer satisfaction, leading to increased sales accounting for 35% of new insurance premiums annually.

As Director, Savings and Retirement Products at Clarica Life Insurance, she led Product Development and Marketing teams accountable for the development, pricing, profitability, marketing, promotion, and training of savings and retirement products representing assets under management of $30.4 billion. Under her leadership, her teams contributed to growing the firm’s asset base by an additional 10%.

In her role as Demutualization Team Leader when Mutual Life was moving from a policyholder owned to a publicly owned company, she led a highly technical actuarial team responsible for developing value distribution models for policyholders and presented recommendations to Boards of Directors and Government officials for approval of the value distribution allocation representing $1 billion in shares/cash.

In a previous role at Mutual Life, she led a team accountable for large insurance policies and contributed to growing the business from 5% of new annualized life insurance premium to 30%. She also helped to create over 100 customized life insurance products for affluent customers and developed marketing strategies that increased sales by over 200%.

Annalee brings to the Equisoft Board a long and successful career of driving growth, operational improvement and innovation, as well as extensive knowledge in multi-line business development, product development and operations management.

Anthony is a Managing Director at Aon Reinsurance Solutions, specializing in data and AI strategy initiatives. He excels at aligning business strategy with complex data-oriented solutions to drive strategic outcomes. With extensive experience in analytics strategy consulting, Anthony has made significant contributions in several areas, including artificial intelligence solutions that shape and inform all points of the insurance value chain, natural disaster analytics where he has helped insurance and financial institutions assess and mitigate their natural disaster risks, and financial risk transfer consulting where he has designed and built models to enable innovative risk transfer opportunities. Anthony is dedicated to leveraging cutting-edge AI, data, and technology to drive both top and bottom-line improvements for his clients and the industry.

Dr Axel Kravatzky is the Vice-Chair of ISO/TC309 Governance of Organisation and the Managing Partner of Syntegra-360, which enables companies to optimize their sustainable value generation.

Dr Kravatzky empowers organizations to create a meaningful and sustainable future. He helps companies develop and implement integrated governance, certified management systems, and transformational leadership. His engagements result in measurably higher performance, ethical behaviour, and responsible stewardship through empowered teams, effective strategies, and authentic impact.

Dr Kravatzky is the President of the European Chamber of Business in Trinidad & Tobago (EUROCHAMTT), was the founding Chair of the Caribbean Corporate Governance Institute (2012-2016), and co-led the development of ISO 37000 Governance of organization – between 2017-2021.

He is currently the convenor of ISO/TC309/WG1 Guidance on the governance of organisations, which is developing ISO 37011 Purpose-driven organization—Guidance. Dr Kravatzky is currently the only accredited trainer for the UNDP SDG Impact standards in the Caribbean and a contributing expert in ISO/PC 343, developing ISO-WD 53001 Management systems for the UN Sustainable Development Goals—Requirements. He is also an accredited trainer of Natural Capital for Business Decision-Making and is an IFRS/ISSB FSA Credential Level 2 candidate.

Dr Kravatzky works with executives and boards internationally, with clients concentrated in the Caribbean, Europe, and the Gulf states. He is an experienced Non-Executive Director, including Dialogue Solutions Ltd. He is a member of the European Corporate Governance Institute (ECGI) and Social Value International.

Dr Kravatzky is an alumnus of United World Colleges (UWC) and completed his university education at the London School of Economics (B.Sc., M.Sc., Ph.D.).

https://www.linkedin.com/in/axelkravatzky/

Dr. Colin A. Young, in his role as Executive Director of the Caribbean Community Climate Change Centre (CCCCC), stands at the forefront of climate resilience efforts in the Caribbean. The CCCCC is an inter-governmental organization, mandated by CARICOM's Heads of Governments, to coordinate the Caribbean’s response to climate change. Under Dr. Young’s leadership, the CCCCC functions as a Regional Direct Access Entity to both the Green Climate Fund and the Adaptation Fund as well as bilateral partners, amplifying its impact on climate resilient initiatives across the Caribbean.

Before his tenure at the CCCCC, Dr. Young was the Chief Executive Officer of the Social Security Board in Belize from 2017 to 2019. Here, he championed significant reforms including contribution reform, technology transformation, and spearheading key legislative changes to enhance the organization’s effectiveness, efficiency and service delivery. He also served as the Chief Executive Officer in the Ministry of Forestry, Fisheries, the Environment, and Sustainable Development, where he oversaw critical portfolios that embraced climate change, sustainable development and environmental policies. Additionally, as CEO of the Ministry of Energy, Science and Technology and Public Utilities from 2012 to 2015, he drove initiatives that blended innovation with sustainable energy strategies and that resulted in the development of Belize’s National Sustainable Energy Strategy and Action Plan as well as Belize’s National Science, Technology and Innovation Strategy and Action Plan.

Dr. Young’s extensive board experience includes influential positions such as a member of the Green Climate Fund, and directorship roles in significant Belizean organizations like Belize Telecommunications Limited, and the Protected Areas Conservation Trust. He has also been actively involved with key environmental NGOs, Friends for Conservation and Development, and Programme for Belize, which manage the country's largest protected areas.

An accomplished scholar, Dr. Young earned both his Master of Science and Doctor of Philosophy degrees in ecology and evolutionary biology from the University of Connecticut. He also holds a Bachelor of Science degree in biology and anthropology from Marlboro College in Vermont. Dr. Young's multidisciplinary expertise and leadership continue to reinforce regional resilience and sustainable growth amidst the challenges of climate change.

Dana L. Munnings-Gray serves as the Superintendent of Insurance at the Insurance Commission of The Bahamas. Mrs. Munnings-Gray has both regulatory experience and extensive industry knowledge in the financial services sector. She is a former Manager of the Supervision Department at the Securities Commission of The Bahamas and has held various senior managerial positions with financial institutions in The Bahamas and The Cayman Islands, including head of Risk and Compliance and Money Laundering Reporting Officer.

Mrs. Munnings-Gray was called to the Bar of England and Wales as a member of the Honourable Society of Gray’s Inn, and to the Bahamas Bar as an Attorney in 2014. Mrs. Munnings-Gray holds both a Bachelor of Science and Arts in Political Science and Business Management from the College of Saint Benedict in Minnesota, United States, and obtained a Bachelor of Law – LL. B (Hons) from The University of Buckingham in England, while completing her Bar Professional Training Course at City University in London, England.

Mrs. Munnings-Gray served as a Financial Expert on the assessment team of the Caribbean Financial Action Task Force (CFATF), is a Member of the Bahamas Bar Association and she holds the designation of CFCS, CCCS, CAMS and FICA respectively. She also acquired a designation as a Trust Estate Practitioner (TEP), Certified Risk and Compliance Management Professional in Insurance and Reinsurance - CRCMP(Re)I, Certified International Risk Manager (CIRM), a Specialist Certification in Financial Crime Risk in Global Banking and Markets, Crypto Crime Compliance and currently occupies an observer status with The Bahamas Association of Compliance Officers (BACO). Mrs. Munnings-Gray has also completed regulatory and management training and certification with the International Organization of Securities Commissions (IOSCO) and Harvard Law School, as well as with the London School of Economics.

Daryl is a Consulting partner with over 20 years of professional experience providing technology services to financial services & insurance, natural resources, retail, agriculture, and not-for-profit/public sectors. Daryl serves two roles, the first as the partner for the technology practice, and the second as the National Industry leader for Insurance where he has led BDO’s a variety of impactful insurance specific digital transformations for decades.

Daryl as a results-driven technology executive is focused on strategic planning, execution excellence, and delivering value for our clients through the BDO Technology Solutions Practice. He has national responsibility for managing and growing the BDO Technology’s practices of Data Analytics, Application Modernization, Digital & Collaboration, and Productivity Automation.

Daryl as a national Industry lead for Insurance is focused on serving P & C, Health, and Life insurers, as well as, Brokerages, TPAs, and Associations, with Assurance, Tax, and Advisory solutions to enable successful business transformation. We have assisted hundreds of clients looking to streamline their businesses and make technology work for them, winning many awards along the way.

Don is a Manager within the Data Practise at BDO Digital, with over 8 years of experience designing and delivering data solutions in a wide variety of industries. Don has been at the forefront of helping many Caribbean insurers along their IFRS 17 journey, implementing the InsurHub accelerator for these clients. Don has experience architecting and leading the delivery of cloud-first Business Intelligence solutions across a wide range of industries, including not-for-profit, oil and gas, telecommunication, insurance, banking, and management consulting.

Dr Phillips has been employed by the Ministry of Health and Wellness as a clinician and a public health administrator since 2001. Arthur is also an Associate Lecturer in Public Health with the University of the West Indies.

From August 2023 Arthur has been working as the Deputy Chief Medical Officer. In that role Arthur:
Advises the CMO on technical, public health, and policy matters related to assigned strategic and programmatic areas; Provides leadership on matters related to public health, policy implementation and health sector management; and facilitates programme development, implementation, and evaluation in coordination with national and international stakeholders.

Arthur Phillips obtained his medical degree from UWI, Cave Hill. He has Masters degrees in Public Health and in Health Economics and Heath Policy both from the University of Birmingham, in the United Kingdom. As Associate Lecturer in Public Health Arthur contributes to the Bachelors of Health Science, to the Social and Preventive Medicine component of the Medical degree the Post Graduate Diploma in Health Service Management and Policy and the Masters of Public Health.

Arthur was part of a group that received a National Award, the Gold Award of Achievement, in April 2021 for contribution to the national COVID-19 effort. In 2024 Arthur was a recipients of the Pride of Workmanship Award from the Rotary Club of Barbados for his work in Disease Prevention and Treatment of NCDs.

Insurance Solutions Executive with 25+ years of experience across property, casualty, life, and annuities in U.S. and Latin American markets. Eugene brings valuable perspective from both carrier and technology vendor sides of the industry.

Eugene specializes in managing strategic partnerships and bridging IT capabilities with business needs. His expertise spans agency portals, distribution systems, policy administration, underwriting, billing, risk management, analytics, and compliance solutions.

Eugene excels at becoming a trusted advisor, leveraging his comprehensive industry knowledge to develop innovative solutions that improve business processes and help customers achieve their strategic objectives.

Ghassan is an Associate of the Society of Actuaries with over 13 years of experience in insurance core systems, actuarial consulting, and InsurTech. His deep understanding of these sectors allows him to navigate the complex challenges and opportunities insurers face. He holds a degree in Actuarial Science from Université de Montréal.

Actuarial consulting in insurance and pension.

Leadership across policy administration systems, back-office productivity, and advanced analytics solutions.

Insuretech expertise in modernizing insurer operations with cloud-based technology.

As AVP of Core Insurance Solutions, Ghassan leads strategy and product development for three key solutions: Equisoft/manage (PAS on the cloud), back-office productivity tools for insurers, and advanced analytics & AI solutions. His vision is to bridge the insurance industry with cutting-edge technology, driving efficiency and agility in an evolving market.

Gina Castañeda joined LIMRA and LOMA in 2011 and currently serves as the Member Engagement Director for Latin America and the Caribbean. A native of Colombia, and she is based in Bogotá. In her role, Gina is responsible for delivering Member Solutions and overseeing research projects across the region. With a strong emphasis on collaboration, she has been instrumental in fostering partnerships with shared-vision organizations to drive growth and innovation within the insurance industry.

With over 18 years of experience in the insurance sector, Gina has contributed significantly to renowned companies, including Allianz, MetLife, and Colmena, where she brought her expertise and industry knowledge to drive success. Her extensive background and dedication to the industry make her a key advocate for advancing insurance practices throughout Latin America and the Caribbean.

Iryna is a Senior Manager at BDO Digital with over 25 years of experience leading digital transformation and innovation across public and private sectors. She has delivered complex, technology-driven initiatives to modernise operations, enhance service delivery, and generate measurable outcomes across industries including public sector, financial services, healthcare and insurance. Her digital expertise spans roadmaps and strategies, application development, data analytics, AI, cloud, and process automation.

For more than 9 years, Iryna has worked closely with Caribbean governments and industry stakeholders—including in the British Virgin Islands, The Bahamas, Barbados, and beyond—advancing digital agendas and enabling regulatory compliance in areas such as Anti-Money Laundering (AML) and Tax Transparency. Her leadership has helped strengthen institutional capabilities, support sustainable development, and contribute to prosperity across the region. Iryna is deeply committed to delivering tangible value and long-term success for BDO’s clients.

Dr. Kenrick W. Williams is the Chief Executive Officer in Belize’s Ministry of Sustainable Development, Climate Change and Disaster Risk Management. He provides oversight to key national institutions, including the Department of the Environment, Forest Department, National Biodiversity Office, Climate Change Office, Meteorology Service, National Fire Service, NEMO, and the Protected Areas Conservation Trust (PACT).

Dr. Williams has more than 15 years of experience in socio-environmental management and sustainable development, working across government and non-government sectors in Belize, Indonesia, and Taiwan. He holds a Ph.D. in Natural Resources and Environmental Studies and a Master’s degree in International Environmental Sustainable Development from institutions in Taiwan. He also holds degrees from the University of Belize and Galen University.

His research and policy work center on biodiversity management, green finance, and sustainable development. He has served as Environmental and Social Specialist at the Caribbean Community Climate Change Centre, Policy Advisor to the UNDP BIOFIN Project, Adjunct Professor at Galen University, and Policy and Environmental Lead at PPF Capital Belize Ltd.

Dr. Williams currently serves as Chair of the Caribbean Community Board of Governors and as a member of the Adaptation Fund Board representing Latin America and the Caribbean.

Kyle Maloney is an entrepreneur, digital marketer, and investor. With a career spanning over a decade, he has been at the forefront of advancing technology and entrepreneurship across the Caribbean.

Kyle is the Co-Founder of Tech Beach Retreat (TBR), the leading Tech Convening and Education Platform in the Caribbean. TBR has cultivated a global community of over 10,000 industry leaders, entrepreneurs, and investors, united around technology-driven innovation. The platform has partnerships with a number of global tech giants, including Google, OpenAI, AWS, and Microsoft. TBR has been featured in top publications such as Forbes, Entrepreneur Magazine, and The Huffington Post.

Kyle is also a recognised leader in digital marketing. He Co-Founded FIRST Digital, a premier marketing firm that has helped leading brands in finance, retail, e-commerce, and consumer goods maximize their online presence, enhance customer engagement, and drive revenue growth.

In addition to his entrepreneurial ventures, Kyle serves as a Non-Executive Director on the boards of TATIL and TATIL Life Assurance. In this role, he contributes to shaping the future of financial services in the region through his expertise in digital strategy, brand innovation, and technology-driven transformation.

Since 2018 Kyle has served on the NextGen Board of the Inter-American Development Bank (Trinidad & Tobago). In 2021, Kyle was honored as Champion Entrepreneur of the Year by the T&T Chamber of Industry and Commerce, recognizing his leadership in building a more inclusive and technologically advanced future for the Caribbean.

Michelle is a Senior Sales Executive for Sapiens and is responsible for sales of the Sapiens Digital Platform – a full suite of core solutions for L&A insurers in the North American market. Michelle has been in the software industry her entire career, starting as a university student with Informix Software in the 90s. She spent several years in the enterprise management software space with Computer Associates and VMware. She moved into the insurance and financial services solutions industry in 2004 with SunGard Insurance and has remained in the industry for the last 20+ years focusing on life insurance systems transformations, digitization, and business process optimization for L&A Carriers of all sizes.

Michelle has held Senior Sales positions at iPipeline and Vertafore prior to joining Sapiens in January of this year. Michelle holds a Bachelor of Arts degree in Business Management with a Minor in Marketing from Webster University. Michelle brings her extensive experience, strategic thinking, and ability to develop creative business solutions for Carriers to leverage to grow sales and increase customer satisfaction and persistency.,

Michelle Havelock is the Managing Director for LIMRA and LOMA in the Caribbean and is the first Caribbean person to hold such a position at LIMRA and LOMA.

Michelle holds the prestigious Registered Financial Consultant (RFC) designation and an MBA, underscoring her expertise in leadership and development.

Michelle’s career journey spans over 3 decades, which includes a career in banking, insurance sales, and leadership roles in Business Development, Recruitment, Learning & Development, and Customer Retention. A former Million Dollar Round Table (MDRT) qualifier, she has earned global recognition for her contributions to the industry.

An accomplished trainer since 2006, Michelle specializes in Leadership, Sales Strategies, Recruitment, Retention, and Performance Management. She has trained leaders and teams across the Caribbean, sharing insights that drive growth and innovation.

Notably, Michelle was the first Caribbean woman to speak at a breakout session at the 2023 LAMP USA (GAMA) conference in Las Vegas and the first from the Caribbean to facilitate a Masterclass at the 2024 conference in Denver. She is also a published author and a committed advocate for the development of financial professionals in the region.

Is the Senior Director – Insurance, Financial Services Commission Jamaica he has responsibility for the development, and administration of regulatory and supervisory programmes under the Insurance Act in Jamaica since 2018.

Mr. Knight has over 20 years of experience in regulation, finance, risk and compliance. His work experience has spanned the regulation, securities/wealth and insurance sectors.

Mr. Knight holds a Bachelor of Science degree with Honours in Accounting and Management Studies from the University of the West Indies, an MBA from the Manchester Business School and an LLB from the University of London.

Mr. Knight is also the current President of the Caribbean Association of Insurance Regulators (“CAIR”).

Samantha Cook, focuses on advancing finance and policy to address critical global challenges across climate, nature, economic development, and human well-being, she leverages her extensive market insights to drive innovative finance and public policy solutions. With two decades of experience Samantha has substantial experience in driving change both locally and globally, and possesses deep technical expertise in data, analytics, scenario analysis, economics, and policy. She has been pivotal in some of the most innovative disaster risk finance and insurance solutions for vulnerable communities and sovereign catastrophe risk pools including the issuance of several catastrophe bonds and the establishment the Pacific Catastrophe Risk Insurance Company.

Sandeep Hinduja is the Head of Financial Services at Newgen Software Inc., a global leader in AI-driven digital transformation solutions. In this role, he oversees business strategy and operations across the United States, Canada, and the Caribbean, driving innovative solutions for business process automation, enterprise content management (ECM), and customer communication management (CCM).

With over two decades in the technology and services industry, Sandeep has a proven track record of accelerating business growth, leading high-performing teams, and fostering strong client partnerships. His leadership journey spans global organizations like Oracle, Capgemini, and Wipro, where he has consistently focused on advancing financial services across Banking and Insurance.

Throughout his career, he has spearheaded transformation and modernization initiatives for premier banks and insurers, enhancing user experience and operational efficiency. As a thought leader, he actively engages in discussions on the future of financial technology, AI, and low-code platforms, reshaping customer engagement and business models. His insights into lending transformation through GenAI and low-code technologies highlight their profound impact on customer experience and operational streamlining.

Sandeep holds a master’s degree in business administration, and an engineering degree in computer science. He is based in Miami, Florida.

Sasha Cruz, originally from the Dominican Republic, is a results-driven professional with over 17 years of experience in claims management and health insurance. She specializes in international medical cost containment and currently serves as a Senior Account Manager at GMMI, a subsidiary of the Europ Assistance/Generali Group. Drawing from her extensive background, including her previous role as a Claims Director and experience in reinsurance, Sasha effectively implements medical cost containment strategies, fostering key relationships across the Caribbean region.

Her expertise ranges from supporting Caribbean government insurance programs to managing medical assistance companies that cater to insured individuals requiring treatment in the United States. Known for her logical approach, exceptional communication skills, and commitment to reducing medical costs for her clients, Sasha brings a fresh perspective and strategic insights to every project she undertakes.

A fun fact: During the COVID-19 pandemic, Sasha served as a Claims Director for the penitentiary system across several counties in the United States, showcasing her adaptability and expertise in challenging situations.

Sasha is eager to participate as a speaker at the 2025 IAC Conference in Panama, where she aims to share her innovative approach to medical cost containment and contribute valuable insights to the industry.

Dr Soares-Wynter is a Clinical Nutritionist at the Caribbean Institute for Health Research (CAIHR), The University of the West Indies (UWI) in Kingston, Jamaica. She holds a Bachelor’s degree in Natural Sciences, and Masters and Doctoral degrees in Nutrition from UWI.

Suzanne is the Lead Nutritionist on several collaborative projects identifying causal diet-disease relationships as well as interventions to reduce cardiometabolic disease risk and outcomes.  Currently, in addition to research assessing and climate change and community resiliency, she is the Principal Investigator for a multi-level, two-country (Jamaica and Barbados) study examining the impact of school food environments on children’s nutritional status, retail food environments, and nutrient profiles. These studies contribute to evidence for informing the development, implementation, and evaluation of national and regional (Caribbean) healthy food policies for school nutrition and food labelling standards.

She provides technical advice to advocacy and government entities driving healthy food and obesity prevention initiatives and policies. Dr Soares-Wynter is also a Lecturer for Nutrition at The UWI, contributing to undergraduate medical, graduate, and professional nutrition programmes.

Warrick Ward has over 20 years of diversified financial sector experience, having served in several senior roles within both the public and private sectors.

Since January 2023, Warrick assumed the role of the Chief Executive Officer of the Financial Services Commission, having most recently served as the Managing Director of AltoComp Consulting Inc. - a boutique firm offering corporate finance and strategic advisory services to a range of clients.

Warrick also served as a Senior Manager in the Advisory practice at PricewaterhouseCoopers, where he offered advisory services ranging from corporate finance and financial modelling to merger and acquisition strategy. Warrick also served previously as Chief Executive Officer of NCB Capital Markets (Barbados) Limited, and within the public sector, he has served in senior positions at the Financial Services Commission in Barbados, the Barbados Deposit Insurance Corporation, and the Central Bank of Barbados.

Warrick has a diversified background in finance, economics, compliance, and other policy-related work. He has chaired several policy-making committees and boards of directors. He currently sits on the Macroprudential Committee of the International Association of Insurance Supervisors (IAIS).

Warrick was educated at the University of the West Indies (Cave Hill), and the University of Southampton in the UK, where he has been awarded degrees in economics, accounting and finance. This seasoned leader has also completed several short-term studies, including courses at the Wharton School of the University of Pennsylvania and the Harvard Law School.

He continues to share his varied experiences through his interaction with students, as a part-time Lecturer in the Banking and Finance Masters programme at the University of the West Indies Cave Hill campus.

Warrick is an avid sports enthusiast and enjoys basketball, football, watersports, motorsport and table tennis.