Guardian Life Limited
IAC President
Eric Hosin is an experienced Insurance Executive and Marketing Specialist with over 20 years experience in the life insurance industry spanning various levels including Life Underwriter, Product Manager, Senior Vice President and Board Director.

He is a goal-oriented team leader with a distinguished career in individual and group sales, marketing, pensions, recruitment, product development and health operations and a results-oriented insurance executive with a track record of enhancing customer experience, maximizing productivity and generating sales to ensure profits.

Eric’s qualifications include a Masters of Business Administration, from Nova Southeastern University and a Certificate in Business Marketing Strategy from Harvard Business School.

Chief Operations Officer
Sagicor Life Inc.
IAC Vice President
Edward Clarke was appointed to the position of Chief Operating Officer for Sagicor Life Inc in September, 2010. Prior to this, he held the position of Group Internal Auditor.

Mr. Clarke is a Fellow of the Association of Chartered Certified Accountants and is a Certified Internal Auditor with more than 25 years experience in the field of auditing and finance. Mr. Clarke began his accounting career at Pannell Fitzpatrick & Company Chartered Accountants (now Ernst & Young). He later joined Texaco and served as a senior member of its finance team in Barbados, Nigeria and the USA.

Prior to joining Sagicor, Mr. Clarke was the Chief Finance Officer of Goddard Enterprises Limited.

Guardian Life of the Caribbean Limited.
Trinidad & Tobago
Anand Pascal is currently the President of Guardian Life of the Caribbean Limited. He was appointed to the position on 1st January 2014. Prior to this he was the Chief Operating Officer and held this position from October 2009 to December 2013.

Anand has over 20 years insurance industry experience starting as an auditor with Price Waterhouse in 1992, where his primary clients were in the life and general insurance industry. He joined Guardian Life as the Accountant in 1997. In 1998, he joined Coca Cola, but returned to Guardian Life in 2000 as the Chief Accountant. He was appointed Vice President Finance in 2001 and remained in that position until his appointment as COO. He has also served as a member of the board of directors at RGM Limited as well as the Chairman of the Life Committee of the Association of Trinidad & Tobago Insurance Companies.

He is currently a director of Guardian Life of the Caribbean Limited, Association of Trinidad & Tobago Insurance Companies (ATTIC) and the Insurance Association of the Caribbean Inc.(IAC). A past student of Fatima College, he attained his professional designation from the Association of Charted Certified Accountants (ACCA) in 1996. Anand is currently a fellow of the ACCA and a member of the Institute of Chartered Accountants of Trinidad and Tobago.

Ronald-Hughes-webMR. RONALD HUGHES
Managing Director
Guardian General Insurance (OECS) Ltd.
Ronald Hughes has worked in the Property and Causality line of Insurance business in Grenada for the past thirty years, fifteen of them at a managerial level. He is the Managing Director of Guardian General Insurance (OECS) Limited (Grenada)., a subsidiary of Guardian General Insurance Limited and is a member of the executive team of that company.

He is a Director of Grenreal Property Corporation Limited, the Grenada Transport Board and is a past President of the Association of Grenada Insurance Companies (A.G.I.C) having served on the management council for thirteen years.

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General Manager
Atlantic Insurance CO. LTD.

General Manager of Atlantic Insurance Company Ltd with over 13 years experience
in the insurance industry in Belize. Ms. Guerra is a member of the Board of Directors
and Treasurer of the Organisation of Insurance Companies of Belize.

She holds a BSc. in Business Administration from the Rockhurst University of the United States, and training certificates from the London School of Insurance and the Malta International Training Centre.

Managing Director
Trinidad & Tobago

Mr. Musa Ibrahim is the Managing Director of TATIL, one of the countries largest and long established Insurance Companies.

Mr.Ibrahim is a Chartered Accounting by profession, specializing in the Financial Services Industry for 20 years. He has worked for market leading organisations that offered: Banking; Asset Management; Mutual Funds; Merchant Banking, Investment Services, Dealer if Foreign Exchange; Retirement Planning, Life Insurance and Property & Casulty (General) Insurance. Over his 26 year working experience, he has held various high profile / senior positions. Some include Company Secretary, CFO; Finance Director; Executive Director and now Managing Director.He is currently a Director on the Boards of:

  • Insurance Association of the Caribbean (IAC)
  • ANSA Automotive
  • A member of trustees of Caribbean Court of Justice Trust Fund
  • A member of the Board of Governors of Trinidad & Tobago Insurance Industry
  • Chairman of the Audit Committee of Ansa Automotive
  • Chairman of the Training & Education arm of the IAC
  • A board member of Jama Mosque (POS) a non profit organization
IAC Director
David A. Alleyne is the General Manager of Brydens Insurance, the Barbados branch of TATIL. He has 30 years industry experience in the Caribbean and the UK with 20 of them being at a senior managerial level.

His contributions to the industry include serving on the Executive Committee of the Barbados Insurance Institute as well as on the Board of Directors of the Insurance Association of the Caribbean. He has lectured and mentored in the Barbados Diploma of Insurance program and delivered papers at various meetings of regional institutes.

David is a Chartered Insurer being an Associate of the Chartered Insurance Institute (ACII) of the United Kingdom, an Associate in Reinsurance (ARe) of the Insurance Institute of America and holds a Masters in Business Administration (MBA) from Durham University.

Pauline-Ward-webMS. PAULINE WARD
Bahamas First General Insurance Company Limited
Pauline Ward has over 30 years experience in the General Insurance Industry in both the Bahamas and Jamaica. At present she is a Director of Bahamas First General Insurance Company Limited and was most recently a Senior Vice President of that company prior to retirement in January 2013.

She is a Fellow of the Chartered Insurance Institute, London and a Chartered Insurance Practitioner. Her interest in the training and development of people led her to assist many students in achieving success in various insurance examinations. She has also engaged in many charitable pursuits including long term work with a local children’s home.


Managing Director
The GTM Group of Insurance Companies

Roger has twenty-five years experience in the General Insurance Industry and ten years in life and health.

He holds an Executive Master of Business Administration (EMBA) in Management Information Systems from the University of the West Indies and a Bachelor of Science in Computer Science from the University of Technology, Jamaica.


Chief Underwriting Officer,
Senior Vice President
Underwriting of Island Heritage Insurance Company, Ltd
Cayman Islands
Annette Jim currently holds the position of Chief Underwriting Officer & Senior Vice President, Underwriting of Briat Insurance Ltd, Ltd., based in the Cayman Islands.

Prior to joining Briat, Annette was the Chief Underwriting Officer at Island Heritage Insurance Company Ltd. Annette has also held the position as the Group Risk Manager for the Neal & Massy Group of companies and the General Manager at Risk Management Services Ltd. With over 30 years of experience in the insurance industry, Annette is a qualified Associate of the Chartered Insurance Institute (ACII), and currently serves as Chairman of the General Insurance Standing Committee of the Cayman Islands Insurance Association.

Insurance Association of the Caribbean Inc.
CEO and Executive Director
Janelle Thompson is CEO of the Insurance Association of the Caribbean, first joining the Association in 2005 as Marketing and Communications Specialist.

She is also Conference Chair for the Annual Caribbean insurance Conference and is responsible for overseeing and coordinating the conference. She holds an MSc. In International Relations from the University of the West indies (St. Augustine) and a BSc. In Sociology and Political Science from the University of the West indies (Cave Hill).

President & Chief Executive
Officer, Sagicor Life (Eastern Caribbean) Inc
Mr. Donald Austin was appointed President & Chief Executive Officer, Sagicor Life (Eastern Caribbean) Inc on March 1, 2015.

Donald has held several senior management roles with regional responsibility throughout his career including Executive Vice President – Government, Legal & Regulatory Affairs and Corporate Communications at LIME and President of Cable and Wireless Barbados. He is a former Chairman of the Board of Directors of LIME Grenada and LIME Dominica and a current Board Member of LIME Barbados, Sagicor Funds Incorporated and Sagicor Asset Management Inc.

He holds a Bachelor of Science (Honours) in Electronic Engineering from the University of Bristol, a Master of Business Administration from Manchester Business School and he is a Fellow of the Association of Chartered Certified Accountants.

He plays many sports including: golf, cricket and sports fishing. He is also a member of the Rotary Club of St. Lucia.

Director Nomination Vacancy – Casual Vacancy 2018

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