The future of insurance in the Caribbean lies in harnessing Artificial Intelligence (AI) and data-driven automation. However, to fully unlock AI’s potential in claims automation and other critical processes, insurers must first establish a centralized data hub. A well-structured data ecosystem enables faster claims processing, improved fraud detection, and enhanced customer experiences. Additionally, AI-powered copilots are transforming how insurance professionals work, enhancing productivity in advisory, adjudication, and underwriting.